Ho’oponopono teaches that money problems are simply memories replaying:

Money problems are programs from my memory, not inspiration from The Divine.
They are memories that displace Zero (ME). To return to Zero, I require Divinity to erase the memories behind my money concerns.
I need to love my memory programs, until they dissolve, and all that remains is Divinity.
By cleaning my memories, The Divine has a [...]

Ho’oponopono teaches that I am responsible for what everyone says and does, simply because they are in my experience:

If something comes up in my awareness, then it’s up for me to clean on it.
Ho’oponopono is about working on what is going on in me (my memories), because it is not other people or me that needs to be worked on, but it is my memories which need to be worked on, neutralized and [...]

This is how I understand Ho’oponopono: – By Saul Maraney

Self I-Dentity through Ho’oponopono is a PROBLEM SOLVING PROCESS of REPENTENCE, FORGIVENESS and TRASMUTATION that anyone can apply to THEMSELVES. It is process of PETITIONING DIVINITY to convert error memories in MY sub-conscious to Zero.
I CONTINUESLY DO the Self I-Dentity through Ho’oponopono Process of REPENTENCE, FORGIVENESS and TRANSMUTATION for WHATEVER is going on IN ME [...]

Ho’oponopono teaches that only Love can transmute my memories to Zero:

Dr Hew Len points out that trying to help other people doesn’t work, but results in us being burned.
He also points out that the intellect is ferocious because it always wants to know.
I am helping my intellect by saying: “I Love You”, because this causes my intellect to settle down.
According to Dr Hew Len, therapy [...]

The BASICS of Self I-Dentity through Ho’oponopono:

I DON’T HAVE A CLUE OF WHAT IS GOING ON:

It is IMPOSSIBLE to be aware of EVERYTHING happening around ME consciously / unconsciously.
MY body and mind are regulating themselves right now WITHOUT ME being aware of it.
Numerous INVISIBLE signals are in the air [...]

Ho’oponopono teaches that problems are not people or things; but the memories I have of them:

The Ho’oponopono process that Morrnah taught is a process of looking inside myself, and saying: “I Love You; I am sorry; Please forgive me for whatever is going on in me that I experience the world a certain way; Thank You.”
The updated form of Ho’oponopono is a process only between me and The Divine.
The Universe [...]

I have noticed that whenever there is a problem, I am always there, therefore I do non-stop Ho’oponopono cleaning:

When I notice something, I say to The Divinity in me: “I Love You; I am sorry; Please forgive me for whatever is going on in me that I perceive this in a certain way; Thank You.”
I realize that life is an “inside job”, that I need to fix all problems within myself, and that [...]

Most relationships don’t work, because people are usually in reaction to them:

The most important relationship is the relationship with one’s self: If I am in memory, that relationship won’t work for me, because memories separate me from The Divine.
Once I am separated from The Divine, any physical relationship that I am in won’t work.
I heal the garbage (memories) in me that I share with other people [...]

My job is to say: “I don’t know what is going on; I am going to take 100% responsibility”, and do the Ho’oponopono processes:

I have noticed that whenever there is a problem, I am always there. So I incessantly do my Ho’oponopono cleaning, and I say in advance to The Divinity in me: “I Love You; I am sorry; Please forgive me for whatever is going on in me that is causing me to experience this experience, and [...]

Ho’oponopono has taught me the importance of working on my perception of people / things:

I work on what is going on in me (my memories) that I perceive people to be a certain way.
Benjamin Libet (University Of California, San Francisco) said: “We never decide to see something the way it is, it is always something inside us that decides that that’s the way we are going to perceive the [...]